When you open a User Account, you will be assigned a username and password that is unique to you. Your username and password are for your personal use only, and not for use by any other person. You are responsible for maintaining the confidentiality and security of the username and password, and agree not to transfer your password or username, or lend or otherwise transfer your use of the Services or access to the Services to any third party. You are fully responsible for all activities that occur under your username and password. You agree to immediately notify ICC Academy of any unauthorized use of your username and password or any other breach of security related to your account or the Website. ICC Academy is not liable for any loss or damage arising from your failure to comply with any of the foregoing obligations.